These Terms and Conditions, along with privacy policy or other terms (“Terms”) constitute a binding agreement by and between CHAIRBORD PVT LTD, ( “Website Owner” or “we” or “us” or “our”) and you (“you” or “your”) and relate to your use of our website, goods (as applicable) or services (as applicable) (collectively, “Services”). By using our website and availing the Services, you agree that you have read and accepted these Terms (including the Privacy Policy). We reserve the right to modify these Terms at any time and without assigning any reason. It is your responsibility to periodically review these Terms to stay informed of updates.
The use of this website or availing of our Services is subject to the following terms of use:
To access and use the Services, you agree to provide true, accurate and complete information to us during and after registration, and you shall be responsible for all acts done through the use of your registered account.
Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials offered on this website or through the Services, for any specific purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
Your use of our Services and the website is solely at your own risk and discretion. You are required to independently access and ensure that the Services meet your requirements.
The contents of the Website and the Services are proprietary to us and you will not have any authority to claim any intellectual property rights, title, or interest in its contents.
You acknowledge that unauthorized use of the Website or the Services may lead to action against you as per these Terms or applicable laws.
You agree to pay us the charges associated with availing the Services.
You agree not to use the website and/ or Services for any purpose that is unlawful, illegal or forbidden by these Terms, or Indian or local laws that might apply to you.
You agree and acknowledge that website and the Services may contain links to other third-party websites. On accessing these links, you will be governed by the terms of use, privacy policy and such other policies of such third-party websites.
You understand that upon initiating a transaction for availing the Services you are entering into a legally binding and enforceable contract with the us for the Services.
You shall be entitled to claim a refund of the payment made by you in case we are not able to provide the Service. The timelines for such return and refund will be according to the specific Service you have availed or within the time period provided in our policies (as applicable). In case you do not raise a refund claim within the stipulated time, then this would make you ineligible for a refund.
Notwithstanding anything contained in these Terms, the parties shall not be liable for any failure to perform an obligation under these Terms if performance is prevented or delayed by a force majure event.
These Terms and any dispute or claim relating to it, or its enforceability, shall be governed by and construed in accordance with the laws of India.
All disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in JAIPUR, Rajasthan.
All concerns or communications relating to these Terms must be communicated to us using the contact information provided on this website.
Additional Terms for use of our Application
1. Electronic Signatures Required:
All financial transactions and account maintenance requests must be signed electronically by you or an authorized person.
2. Secure Electronic Signatures:
Use the email address registered with the us to sign documents.
We'll send instructions to your registered email address.
We may accept signatures from unregistered email addresses, but we're not obligated to.
3. Authorizing the Chairbord:
You authorize us to follow your electronically signed instructions for transactions like NEFT, RTGS, etc.
Electronic signatures are legally binding.
4. Avoid Duplicate Requests:
Submit requests electronically only once.
We're not responsible for processing duplicate requests.
5. Understanding the Risks:
You're aware of the risks involved with electronic signatures and accept full responsibility.
6. Third-Party Involvement:
We may use third-party platforms for electronic signatures.
These platforms may store your information.
We can use your electronic signatures for our records.
7. Authorizing Others:
You're responsible for ensuring authorized individuals can sign documents on your behalf.
8. Valid Electronic Signatures:
Ensure your electronic signature is valid and not compromised.
9. Third-Party Platform Risks:
We're not responsible for any issues with the third-party platform, such as errors or security breaches.
10. Processing Times:
Processing time may vary depending on the method used.
For urgent requests, follow up with the bank.
11. Irreversible Instructions:
Once you submit an electronically signed instruction, it cannot be reversed.
We may try to reverse transactions, but there's no guarantee.
12. Bank's Right to Reject:
We can reject instructions that are incorrect, incomplete, or unclear.
13. Information Sharing:
We may share your information with regulatory authorities as required by law.
14. Tax Implications:
Electronic fund transfers may be subject to tax regulations.
15. Financial Information:
The financial information provided is for reference only and not guaranteed.
16. Payment Processing:
We'll process payments based on your electronically signed instructions if there are sufficient funds.
We're not liable for delays or failures due to insufficient funds or other circumstances beyond our control.
17. Due Diligence:
We'll conduct due diligence to validate your requests.
We're not liable for losses if you fail to maintain confidentiality.
18. Security Risks:
Sending information electronically has risks.
We're not responsible for unauthorized access or fraudulent instructions.
19. Understanding and Accepting Risks:
You're aware of the risks and authorize us to act based on your electronic signatures.
20. Bank's Discretion:
We can reject or delay processing your instructions at our discretion.
21. Indemnification:
You agree to protect us from any losses or claims related to our actions based on your electronic signatures.
22. Termination:
We can terminate the electronic signature facility at any time.
23. Binding Nature of Electronic Signatures:
Electronically signed communications are legally binding.
24. Account Closure:
We can close or freeze your account if you provide inaccurate information.